Terms &Conditions.

By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use immediately.

Woods Agency & Associates (“we,” “our,” or “us”) reserves the right to update or modify these Terms at any time without prior notice. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

Woods Agency & Associates offers insurance products and legal protection plans through licensed agents and approved carrier or service partners.

All information on this website is provided for informational and marketing purposes and does not constitute a binding offer or guarantee of coverage.

Our agents are licensed to conduct business in multiple states. Coverage, product availability, policy features, and services may vary depending on state regulations, carrier guidelines, licensing, eligibility, and other applicable requirements.

We strive to maintain accurate and up-to-date website content; however, we make no warranties or representations regarding the completeness, accuracy, or currentness of information presented on the website.

Any reliance you place on website information is at your own risk. Product details should be confirmed through the applicable carrier, policy documents, licensed professional, or other official source before making a decision.

Insurance quotes provided through our website, representatives, or related processes are estimates only and are subject to underwriting approval by the issuing carrier.

Submission of personal information, a consultation request, quote request, or insurance application does not guarantee coverage or acceptance.

Our website may contain links to third-party websites, insurance carriers, application platforms, legal protection providers, or other independent services.

Woods Agency & Associates is not responsible for the content, availability, privacy practices, terms, security, or services offered by those third parties. Your use of third-party websites or services is subject to their own terms and policies.

All text, graphics, logos, branding, page designs, and other original content on this website are the property of Woods Agency & Associates or are used with appropriate permission and are protected under applicable copyright, trademark, and other intellectual-property laws.

You may not reproduce, distribute, republish, modify, commercially exploit, or create derivative works from protected website materials without prior written consent, except as otherwise permitted by law.

To the extent permitted by applicable law, Woods Agency & Associates and its affiliates shall not be liable for indirect, incidental, special, or consequential damages arising from or related to your use of, inability to use, or reliance on this website or related services.

Nothing in these Terms is intended to exclude or limit liability that cannot lawfully be excluded or limited.

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict-of-law principles, except where applicable federal law or another jurisdiction’s mandatory law controls.

The Wealth Café consultation form is designed to help Woods Agency & Associates understand the general reason for your inquiry and arrange a conversation. Submitting the form does not establish an insurance contract, attorney-client relationship, fiduciary relationship, or other professional relationship unless separately established through appropriate documentation.

By submitting a consultation request and providing your consent, you authorize Woods Agency & Associates to contact you regarding your inquiry using the contact information you provide, subject to applicable law.

Please do not submit Social Security numbers, medical records, banking information, or other highly sensitive information through the general consultation form.

Product descriptions and educational content on this website are for general informational purposes only and do not constitute financial, tax, legal, or investment advice.

Insurance product availability, features, eligibility, costs, and terms vary by carrier, policy, and jurisdiction. Indexed universal life insurance is not a direct investment in a market index. No insurance strategy or product can guarantee specific investment performance or financial outcomes.

You should consult the appropriate licensed professionals regarding your individual circumstances before making financial, tax, legal, insurance, or investment decisions.

Your use of this website is also subject to our Privacy Policy, which explains how Woods Agency & Associates collects, uses, shares, and safeguards personal information.

View the Privacy Policy →

We may revise these Terms & Conditions to reflect changes in our website, services, business practices, legal requirements, or regulatory obligations. Revised Terms become effective when posted unless another effective date is stated.

We encourage you to review this page periodically for updates.

If you have questions about these Terms & Conditions, contact Woods Agency & Associates.

Phone: (904) 310-7573

For general, non-sensitive inquiries, you may also use our Contact page.