TERMS AND CONDITIONS

Effective Date: November 2, 2025
Company: Woods Agency & Associates
Website: www.woodsagencyandassociates.com
Phone: (904) 310-7573

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use immediately. Woods Agency & Associates (“we,” “our,” “us”) reserves the right to update or modify these terms at any time without prior notice.

2. Services Provided

Woods Agency & Associates offers insurance products and legal protection plans through licensed agents and approved carrier partners. All information on this website is for informational and marketing purposes only and does not constitute a binding offer or guarantee of coverage.

3. Licensing

Our agents are licensed to conduct business in multiple states. Coverage and product availability may vary depending on state regulations and carrier guidelines.

4. Accuracy of Information

We strive to maintain accurate and up-to-date content; however, we make no warranties or representations about the completeness or accuracy of the information. Any reliance you place on such information is at your own risk.

5. Quotes and Applications

Insurance quotes provided through our site or representatives are estimates only and subject to underwriting approval by the issuing carrier. Submission of personal information or an application does not guarantee coverage or acceptance.

6. Third-Party Links

Our website may contain links to third-party sites. Woods Agency & Associates is not responsible for the content, privacy practices, or services offered by those third parties.

7. Intellectual Property

All text, graphics, logos, and other content on this website are the property of Woods Agency & Associates and are protected under applicable copyright and trademark laws. You may not reproduce, distribute, or modify any materials without written consent.

8. Limitation of Liability

Woods Agency & Associates and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or related services.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

Americo Ethos Life Foresters Financial Transamerica AIG Mutual of Omaha Ameritas National Life Group Gerber Life Insurance Fidelity & Guaranty Life (F&G) Oxford Life Great Western Life Forethought Life GPM Life
Americo Ethos Life Foresters Financial Transamerica AIG Mutual of Omaha Ameritas National Life Group Gerber Life Insurance Fidelity & Guaranty Life (F&G) Oxford Life Great Western Life Forethought Life GPM Life